No Minimum Deposit Checking Account

Capital one 360 checking capital one 360 checking account is great because it charges you no fees has no minimum balance requirements and will even pay you simple interest on your balance.

No minimum deposit checking account.

Chime makes it easy to deposit and transfer your money with automatic deposits online transfers mobile banking and atm withdrawals. 0 25 apy as of april. No direct deposit required. No monthly service fee.

Plenty of good checking account options don t require you to keep a single dollar in your account. This is not a guaranteed deal breaker. No incoming domestic wire transfer fee. Not everyone with a bank account has direct deposit.

You ll need a smartphone with the simple app to access some account. The following two banks are fee free require no minimum deposit and pay interest on your checking account balance. No minimum opening deposit. The capital one 360 checking account charges no fees has no minimum balance requirement and pays interest the trifecta of bargain checking accounts.

Ideally your bank won t require any kind of direct deposit minimum to qualify for certain perks or avoid fees but some do. See account details pdf. 10 monthly service fee waived with direct deposit. There s no minimum to open a capital one 360 checking account and you can earn 0 10 apy on all balances.

There are no physical locations but consumers do have access to the bank s network of 38 000 atms across the country. 0 03 minimum deposit to. No minimum opening deposit. It also offers a free debit card and you can avoid atm fees by using one of more than 39 000 capital one atms.

Account subject to approval. Capital one receives strong satisfaction scores for mobile banking and checking accounts. No minimum deposit to open no fees for chase online bill pay or to send money no paper checks to track and no fees on money orders or cashier s checks just a simple 4 95 monthly service fee. Though the checking account s apy isn t the highest customers aren t charged any monthly fees and there s no minimum monthly balance requirement.

Free online checking accounts with no opening deposit discover cashback debit.